Mono

About Mono

Mono is an Open Banking API company serving businesses in Africa. Its product suite covers financial data access (real-time account connections, no-code bank statement pages, data enrichment), creditworthiness verification, payments (one-time and recurring bank payments, standing orders, and outbound disbursements), and identity verification (government ID lookup and customer identity checks).

The platform targets use cases including KYC and customer onboarding, credit risk assessment, payment collection, and personal finance insights. Named industry applications include SaaS, insurance, investments and savings, payroll, and lending/BNPL operators, particularly around Direct Debit for recurring payment collection.

Mono provides developer documentation, an API reference, SDKs and libraries, an API changelog, and an API status page for integration.

Key features

• Real-time financial data access via Connect
• No-code bank statement retrieval with Statement Pages
• Enriched, granular financial data insights via Data Enrichment
• Credit eligibility verification via Creditworthiness
• One-time and recurring bank payments via DirectPay, DirectDebit, and Global Standing Mandate
• Government ID and customer identity verification via Lookup and Prove

Frequently asked questions