IBANforge

About IBANforge

IBANforge is a REST API for validating IBANs and looking up BIC/SWIFT codes, with a native Model Context Protocol (MCP) server (stdio and HTTP) for AI agents, installable via a single command. It performs ISO 13616 mod-97 IBAN validation with BBAN parsing across 89 countries, drawing on more than 121,000 BIC records sourced from GLEIF, the SWIFT directory, Bundesbank, SIX, NBP and EBA Step2, refreshed monthly. It also offers Swiss clearing data from the SIX BankMaster, including BC-Nummer, QR-IID, and payment-rail participation details such as SIC, euroSIC, and CHF instant payments.

Beyond basic validation, the API classifies issuers to detect virtual IBANs and EMIs (such as Wise, Revolut, N26, and Mercury), and provides a compliance risk score combining bank-BIC sanctions screening (OFAC, EU, UN, SECO), FATF checks, SEPA membership, and Verification of Payee (VoP) reachability. Endpoints are priced per call: $0.005 for single IBAN validation, $0.002 per IBAN for batch validation (up to 100), $0.003 for BIC lookup, $0.02 for a full compliance check, and $0.003 for Swiss clearing lookup. Autonomous agents can pay per request in USDC via the x402 protocol without an account or checkout, while human users can start with a free tier of 200 requests per month or use prepaid card credits.

The product is intended for developers and AI agent builders needing bank data validation and compliance signals, including those integrating with Claude, Cursor, or other MCP-compatible agents. It states that IBANs are never stored and that telemetry self-deletes 30 days after a user leaves, under a stated DPA clause. The core is described as open-source under an MIT license, and the company states it is based in Switzerland with data sourced directly from SIX.

Key features

• IBAN validation with ISO 13616 mod-97 checks and BBAN parsing across 89 countries
• BIC/SWIFT lookup backed by 121,000+ BIC records from GLEIF, SWIFT, Bundesbank, SIX and NBP
• EMI/vIBAN issuer classification to detect virtual IBANs from providers like Wise, Revolut, N26 and Mercury
• Sanctions and compliance risk scoring using OFAC/EU/UN/SECO screening plus FATF, SEPA and VoP reachability
• Native MCP server (stdio + HTTP) for agent integration, plus x402 support for per-call USDC payments

Frequently asked questions