WealthTools | Personal Finance API

About WealthTools | Personal Finance API

WealthTools is a free suite of financial planning calculators covering investments, mortgages, credit card debt payoff, budgeting, and net worth tracking. Calculations run in the browser without requiring an account; creating a free account adds the ability to save calculations, generate shareable links, and access data across devices. Shared calculation links can be viewed by recipients without an account.

The investment calculator projects growth using compound interest formulas, the mortgage calculator produces monthly payments and amortization schedules, and the credit card repayment tool compares payoff strategies. The site also offers a free financial health assessment that provides a personalized evaluation without requiring email signup.

WealthTools provides an MCP connector for Claude Desktop and ChatGPT, allowing users to check budgets, log expenses, and run mortgage, investment, and net worth calculations through an AI assistant. The site is responsive across desktop, tablet, and smartphone devices, and links to API documentation.

Key features

• Investment calculator projecting compound growth for retirement planning
• Mortgage calculator with monthly payments and amortization schedules
• Credit card debt payoff planner comparing repayment strategies
• Budget planner for tracking income, expenses, and spending categories
• Net worth tracker for assets, liabilities, and wealth projections
• MCP connector for managing budgets and running calculations via Claude Desktop or ChatGPT

Frequently asked questions